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6 Full-Time RV Living Expenses You Need To Budget For
Publisehd on
February 10, 2024
Overview

1. Campground Fees and Memberships

Campground and RV park fees vary greatly depending on location and amenities. You can expect to pay anywhere from $20 to $100+ per night at traditional campgrounds. Monthly rates often offer a discount, but still, it’s a considerable part of your budget. Additionally, consider investing in memberships like Passport America or Thousand Trails, which can help reduce costs over time.

2.Fuel Costs

Fuel is one of the biggest expenses for full-time RVers. Whether you’re driving a motorhome or towing a travel trailer, the cost of diesel or gas can add up quickly. Factor in fluctuating fuel prices and long distances between destinations. Monitoring your routes and using apps like GasBuddy can help you optimize fuel stops and reduce this expense.

3. RV Maintenance and Repairs

Just like a house or car, RVs require regular maintenance to keep them in good shape. Routine services like oil changes, brake inspections, and tire rotations are essential. Unexpected repairs (e.g., roof leaks, appliance failures, or plumbing issues) can also come up, so it’s wise to set aside a repair fund for peace of mind.

4. Insurance and Registration

Insuring your RV for full-time living is different from a standard policy. Make sure your policy covers personal belongings, liability, and comprehensive coverage. Additionally, factor in the cost of registration and, if applicable, any fees associated with towing vehicles or trailers.

5.Utilities and Internet

While you may not have traditional utility bills, you’ll still need to budget for electricity (if metered), propane, and water/sewer connections. Internet connectivity is another expense, especially if you need reliable service for work or streaming. Investing in mobile hotspots, cellular boosters, and satellite internet can increase your monthly costs.

6. Food and Groceries

Dining out frequently can strain your budget quickly, so groceries will likely be your primary food expense. Since RV kitchens are smaller, you may find yourself grocery shopping more frequently or purchasing items in smaller quantities. Consider budgeting for local produce, farmers’ markets, and regional specialties as you travel to help keep your meals interesting and affordable.

Planning for these key expenses will help you enjoy the freedom of full-time RV living without unexpected financial surprises!

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